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OraFi
JD
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Total Net Worth
$187,420
↑ +$4,210  this month
Net Worth Over Time
Apr '24Jul '24Jan '25Today
At 34 with $187K saved, you're ahead of 68% of peers your age and income level.
Behind peersYou are hereTop 10%
Your Accounts
📈
Fidelity 401(k)
Retirement
$94,200
↑ +2.4%
💼
Schwab Brokerage
Taxable Investing
$52,100
↑ +1.1%
🏦
Marcus HYSA
High-Yield Savings
$41,120
4.5% APY
Projected Net Worth at 60
$1,840,000
On track based on current savings rate ✓
Your Goals
🏠
Buy a Home
Target: June 2027
$80,000
goal
$49,600 saved62% there · $1,800/mo needed
🌴
Retire at 60
Target: 2050
$2.0M
goal
$94,200 saved9% there · $2,100/mo needed
🛡
Emergency Fund
Target: Dec 2025
$50,000
goal
$41,120 saved82% there · $740/mo needed
💡
OraFi Insight
Your 401(k) holds FXAIX at 0.015% — excellent. Your brokerage averages 0.45% in fees. Here's what to consider instead.
All
Index Funds
ETFs
Bonds
Savings
VTI
Vanguard Total Stock Market ETF
Low Fee
0.03%
Expense
+11.2%
10yr Avg
High
Diversity
FXAIX
Fidelity 500 Index Fund
Low Fee
0.015%
Expense
+12.8%
10yr Avg
S&P 500
Tracks
VXUS
Vanguard Total Intl Stock ETF
Diversifier
0.07%
Expense
+4.9%
10yr Avg
Intl
Exposure
Marcus HYSA
Goldman Sachs High-Yield Savings
No Risk
4.50%
APY
$0
Min Bal
FDIC
Insured

OraFi is being built for people who have money saved and want to make sure it's working as hard as it could be.

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This is an early preview mockup. Data shown is illustrative. OraFi is currently in development.